Pre Loader

At Thrive Mortgage we work extremely hard to understand and respond to the unique home buying needs of Veterans. We can currently help Veterans with credit scores down to 580!

Less than perfect credit? Don't be discouraged!

Let's see if you're eligible!


The preferred way to reach us directly is to submit an inquiry above. A team member will call you to discuss your scenario.

We are also available 24/7 at:  888-204-9190

We're here to answer all of your questions about VA loans!

Frequently Asked Questions

VA loans are available as long as your credit is at or above 580.  In some cases you can be approved with credit down to 580.  Keep in mind your licensed loan officer could possibly pull up your scores in a matter of days in some cases.

VA loans are 100% financed, meaning no money down!

VA Loans are available for any:

– Military members who served 90 days on active duty during wartime or 181 days during peacetime.

-Members of the National Guard or Reserves who served for six years

-Spouses of service members who died in the line of duty

-Service Members, Veterans, and Eligible Surviving Spouse

Loan amounts available above $715,000.  Contact your loan officer to find out the exact amount as it depends on your situation. In some cases VA loan amounts can exceed $1 million.

This program is available in every area of the country! And the good news is we have a team of people available to help, no matter the area!

CORP NMLS# 268552. Thrive Mortgage, Inc. Thrive Mortgage, LLC is an Equal Housing Opportunity. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.


Doug Smithe | Producing Branch Manager  | NMLS# 218884